Loans, compared across 40+ banks and NBFCs
We compare offers from our lending partners and do the running around for you, whether it's your first home or working capital for your business.
40+
Bank & NBFC Partners
₹850+ Cr
Loans Facilitated
24-48 hrs
Fastest LAMF Disbursal
0
Processing Fee on Select Loans
Home, business and secured loans
From buying your first home to working capital, and overdrafts against your investments.
Retail Financing
5Home Loans & Plot Loans
New home purchases, under-construction, plot purchase, construction, and renovation financing.
View detailsHome Loan Balance Transfer & Top-Up
Refinancing existing home loans at lower interest rates with additional top-up liquid funds.
View detailsLoan Against Property (LAP)
Mortgage financing against residential, commercial, or industrial properties for business/personal use.
View detailsPersonal & Professional Loans
Unsecured multi-purpose personal credit for salaried individuals and special loans for Doctors/CAs.
View detailsAuto & Vehicle Financing
New and pre-owned car loans, commercial vehicle loans, and electric vehicle financing.
View detailsMSME & Commercial
4Unsecured Business Loans
Unsecured term loans for working capital, business expansion, and inventory buildup (no collateral).
View detailsWorking Capital (CC / OD Facilities)
Cash Credit limits, Overdraft facilities, Drop-line overdrafts against property or inventory.
View detailsMachinery & Equipment Finance
Term finance for acquiring industrial machinery, medical equipment, and plant assets.
View detailsTrade & Supply Chain Finance
Invoice discounting, bill discounting, purchase order financing, Letter of Credit (LC)/Bank Guarantee.
View detailsSecured Liquidity
3Loan Against Mutual Funds (LAMF)
Digital credit line against mutual fund folios without redeeming investments (pay interest on use).
View detailsLoan Against Shares (LAS)
Secured overdraft / short-term credit line pledged against approved equity portfolios.
View detailsGold Loans & Loans Against FDs
Quick-disbursal secured personal and micro-business credit backed by physical gold or bank FDs.
View detailsLoan Comparison Engine
Indicative rates and turnaround across our lending network — final terms depend on your profile and lender policy.
| Product | Indicative Rate | Max Tenure | Collateral | Turnaround |
|---|---|---|---|---|
| Home Loan | 8.35% – 10.5% p.a. | Up to 30 years | Property being financed | 7-10 working days |
| Loan Against Property (LAP) | 9% – 12% p.a. | Up to 15 years | Residential / commercial property | 10-15 working days |
| Personal Loan | 10.5% – 18% p.a. | Up to 5 years | Unsecured | 2-4 working days |
| Unsecured Business Loan | 11% – 18% p.a. | 1 – 5 years | Unsecured | 3-7 working days |
| Working Capital CC/OD | 10% – 14% p.a. | Renewable annually | Stock, receivables or FD | 7-12 working days |
| Loan Against Mutual Funds (LAMF) | 9.5% – 11.5% p.a. | Renewable overdraft | Mutual fund units (lien-marked) | 24-48 hours |
| Loan Against Shares (LAS) | 10% – 12% p.a. | Renewable overdraft | Approved equity portfolio (pledged) | 24-48 hours |
| Gold Loan | 9% – 15% p.a. | Up to 3 years | Physical gold | Same day |
Rates shown are indicative as of publication and subject to change by the respective lender. Final loan sanction is at the sole discretion of the bank/NBFC.
Check if you qualify before you apply
A quick self-check against typical lender requirements. Your Ramasure relationship manager will confirm exact eligibility with the chosen lender.
- Indian resident, aged 21-65 years at loan maturity
- Minimum 2 years of income / business vintage proof
- CIBIL / credit bureau score of 700+ preferred
- PAN, Aadhaar, and address proof
- Latest 6 months bank statements
- ITR / Form 16 for the last 2 years
- Collateral documents (for secured loans)